HOME ABOUT SG HAMBROS BANKING TRUST SERVICES INVESTMENT MANAGEMENT FINANCIAL
PLANNING CHARITIES By accessing this website you agree to be bound by our terms and conditions as set out below
- Use of Website
- Services
- Copyright Notice
- Liability and Risk Warnings
- SG Hambros Group Legal and Regulatory Information
- The Banking Code
- Use of Website
These terms and conditions set out the basis for the use of the SG Hambros website (www.sghambros.com). These terms shall be governed by and construed in accordance with English Law. - Services
We may, at our discretion, provide you with services including, but not restricted to, news and information services. You agree to comply with the conditions imposed on your use of the services, as set out in these terms and conditions and elsewhere in our website. These services may be outside our control, or provided by a third party, in which case, we do not accept responsibility for their content, or for any delays, interruptions or errors in the provision of these additional services.
We reserve the absolute right to terminate, withdraw, restrict, vary, extend or re-introduce any or all of the services and update, alter, suspend or discontinue, any aspect of our website including access to it, without notice at any time and for any reason and with no liability on our part. - Copyright Notice
Unless otherwise stated, all copyright and other intellectual property rights in documents, graphics and other materials on this website (collectively 'Materials') are owned by SG Hambros Bank Limited ("SGHBL").
- You may only use Materials extracted from this website or saved to disk or other storage medium for informational purposes. Without prejudice to the foregoing, you shall not use any Materials for commercial purposes;
- You shall not modify Materials in any way;
- You shall not separate graphics from accompanying text;
- The SGHBL copyright notice (i.e. © SG Hambros Bank Limited) must appear in all copies or reproductions of Materials accessed from this website.
No Materials or other text or part of this website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without the prior written consent of SGHBL, such consent to be granted in SGHBL's absolute discretion and may be subject to the payment of a royalty to SGHBL. You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our website available in any manner to any third party. Any rights not expressly granted in these terms are reserved. - Liability and Risk Warnings
Whilst SGHBL endeavours to ensure that the information in any Materials on this website is correct and up to date, SGHBL gives no warranty, express or implied as to its accuracy or that it is up to date including any implied warranties of merchantability, satisfactory quality, fitness for particular purpose, originality, accuracy, completeness and non infringement.
SGHBL does not accept any liability for error or omission. SGHBL shall only be liable for damages for death or personal injury but shall not be liable for any other damages (including damages for consequential loss or loss of profits) arising in contract, tort or otherwise deriving directly or indirectly from the use, misuse or inoperability of this website, or any Materials contained therein. The Materials do not constitute financial or other professional advice and should not be relied upon. In addition, SGHBL accepts no responsibility for the content of any website to which a hypertext link from this website exists. Any links are provided on an 'as is' basis with no warranty, express or implied, for the information provided within them. The information on our website is provided solely to enable investors to make their own investment decisions and does not constitute a recommendation to buy, sell or otherwise deal in investments by us.
We do not make any warranties, express or implied that the information or services provided through our website ("Information" or "Services") or the availability of the Information or Services in any particular jurisdiction outside the UK is in compliance with any applicable local laws or regulations. Accordingly, if it is prohibited to make the Information or Services or any part thereof available in your jurisdiction or to you (by reason of nationality, residence or otherwise) such Information or the Services or any part thereof are not directed at you. You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to receive the Information and Services through us in the country in which you are accessing our website. We accept no liability for any cost, losses or damages resulting from or related to the availability or content of any Information or Services to persons in jurisdictions outside the UK or to persons who are, or who are nominees of or trustees for, citizens, residents or nationals of other countries. Neither the Information nor our Services or any part of our website constitutes an offer or solicitation to sell investments in any jurisdiction.
The rules and regulations for the protection of investors and/or depositors under the UK Financial Services and Markets Act 2000 do not apply to business conducted at or from offices located outside the UK and investors and/or depositors conducting business through the offshore offices will not be able to benefit from the services of the Financial Ombudsman Service or the provisions of the Financial Services Compensation Scheme. There is currently no Deposit Protection Scheme in Guernsey.
THE VALUE OF INVESTMENTS AND THE INCOME FROM THEM MAY GO DOWN AS WELL AS UP. CHANGES IN THE RATE OF EXCHANGE MAY HAVE AN ADVERSE EFFECT ON THE VALUE, PRICE AND INCOME OF NON-STERLING FUNDS. IN SOME INSTANCES THE INVESTOR MAY GET BACK LESS THAN HE OR SHE INVESTED.
THE LAWS RELATING TO TAX CAN CHANGE AND SUCH CHANGES CANNOT BE FORESEEN. THE VALUE OF ANY TAX BENEFITS WILL DEPEND ON INDIVIDUAL CIRCUMSTANCES. YOU SHOULD CONSULT YOUR OWN TAX ADVISOR IN ORDER TO UNDERSTAND ANY APPLICABLE TAX CONSEQUENCES.
THE PRODUCTS AND SERVICES DESCRIBED IN THIS WEBSITE ARE NOT AVAILABLE TO US RESIDENTS AND MAY NOT BE AVAILABLE TO PERSONS IN CERTAIN OTHER GEOGRAPHICAL LOCATIONS. IT IS SGHBL'S POLICY NOT TO KNOWINGLY PROVIDE THE SERVICES DESCRIBED HEREIN TO ANY PERSON IF THE PROVISION OF SUCH SERVICES WOULD BE IN VIOLATION OF LAW OF SUCH PERSON'S COUNTRY OF RESIDENCE. THE READER OF THIS MESSAGE IS RESPONSIBLE FOR SATISFYING HIM OR HERSELF THAT THEY ARE ENTITLED TO OBTAIN ACCESS TO THIS WEBSITE UNDER THEIR LOCAL LAW.
It is possible that the law will change or that commercial pressures will dictate that we should enter into an agreement with a Trust Service Provider (TSP), Trusted Third Party (TTB) or Key Escrow Agent who will maintain a record of any encryption key which could be used under certain circumstances of law enforcement agencies to decode messages sent between us. You agree that you have no objection to us entering into such an agreement. Although we use encrypted technology, we do not warrant the security of any communications between us via the Internet.
You agree to the following terms with respect to your use of electronic communications:
- You will not use our services for any purpose which is unlawful, abusive, harassing, defamatory, obscene or threatening. You will not solicit our customers or others or participate in the solicitation of our customers or others for any purpose;
- You will not upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights; and
- You will not in any way express or imply that the opinions in your electronic communications are endorsed by us without our prior written consent.
- SG Hambros Group Legal and Regulatory Information
The website has been produced by SG Hambros Bank Limited. SG Hambros is part of SG Hambros Goup and SG Private Banking, the private banking arm of the Société Générale Group. SG is the name of Société Générale Group's international businesses. Société Générale is authorised by the Banque de France and by the Financial Services Authority and is regulated by the Financial Services Authority for the conduct of UK business.
Rules and regulations made for the protection of investors and/or depositors under the UK Financial Services and Markets Act 2000 will not apply to business conducted at or from offices located outside the UK and investors and/or depositors will not be able to benefit from the provisions of the Financial Services Compensation Scheme.
- Legal and Regulatory Details of the Principal Entities in the SG Hambros Group
SG Hambros Bank Limited ("SG Hambros")
SG Hambros is registered in England and Wales under number 964058. The company's registered office and principal place of business is at SG House, 41 Tower Hill, London, EC3N 4SG. SG Hambros is authorised and regulated by the Financial Services Authority.SG Hambros Trust Company Limited ("SGH Trust")
SG Hambros is registered in England and Wales under number 328136. The company's registered office and principal place of business is at SG House, 41 Tower Hill, London, EC3N 4SG. SGH Trust is authorised and regulated by the Financial Services Authority.SG Hambros Bank & Trust (Bahamas) Limited ("SGH Bahamas")
SGH Bahamas is incorporated under the laws of the Commonwealth of the Bahamas with number 385. The company's registered office and principal place of business is at SG Hambros Building, West Bay Street, Nassau, Bahamas.SGH Bahamas is licensed under the Banks Companies Regulation Act. The company's principal activities include banking, investment advisory services, trust and company administration and fund management. The paid-up capital and reserves of SGH Bahamas exceeded US$25 million as at 31 December 2005. Whilst the company's financial statements are not a matter of public record, copies of the most recent audited financial statements are available on request.
SGH Bahamas is a member of the Bahamas Deposit Insurance Fund ("the Fund") which was established by the Protection of Depositors Act 1999. The Fund is managed by the Board of Management of the Deposit Insurance Corporation and that corporation insures each deposit held by a member institution which is payable in the Bahamas in Bahamian currency. Deposit insurance is limited to Bahamian $50,000 or such greater amounts as the Bahamian Minister of Finance may by order prescribe on the advice of the Central Bank of the Bahamas. Deposit insurance is limited to Bahamian dollar denominated deposits.
SG Hambros Bank (Channel Islands) Limited ("SGH CI")
SGH CI is registered in Jersey under number 2693. The company's registered office and principal place of business is at SG Hambros House, PO Box 78, 18 Esplanade, St Helier, Jersey, Channel Islands, JE4 8PR. The Guernsey Branch of SGH CI has its principal place of business at Hambro House, St Julian's Avenue, St Peter Port, Guernsey, GY1 3AE.SGH CI is regulated for banking and investment business by the Jersey Financial Services Commission. The Guernsey branch of SGH CI is regulated for banking and investment business by the Guernsey Financial Services Commission and the Jersey Financial Services Commission.
The paid-up capital and reserves of SGH CI exceeded £133 million as at 31 December 2005. Copies of the most recent audited summary financial statements are available on request.
SG Hambros Trust Company (Channel Islands) Limited ("SGH Trust CI")
SGH Trust CI is registered in Jersey under number 4345. The company's registered office and principal place of business is at SG Hambros House, PO Box 197, 18 Esplanade, St Helier, Jersey, Channel Islands, JE4 8RT. The Guernsey Branch of SGH Trust CI has its principal place of business at PO Box 86, Hambro House, St Julian's Avenue, St Peter Port, Guernsey, GY1 3ED.SGH Trust CI is regulated in the conduct of trust company business by the Jersey Financial Services Commission. The Guernsey branch of SGH Trust CI is regulated in the conduct of trust company business by the Guernsey Financial Services Commission and the Jersey Financial Services Commission.
There are no investor or depositor compensation schemes in place in Guernsey or Jersey.
SG Hambros Bank (Gibraltar) Limited ("SGH Gibraltar")
SGH Gibraltar is registered in Gibraltar under number 1294. The company's registered office is at 32 Line Wall Road, Gibraltar. The company's principal place of business is at Hambro House, 32 Line Wall Road, Gibraltar.SGH Gibraltar is regulated by the Gibraltar Financial Services Commission. The paid-up capital and reserves of SGH Gibraltar exceeded £12 million as at 31 December 2005. Copies of the most recent audited financial statements are available on request.
SGH Gibraltar is a participant in the Gibraltar Deposit Guarantee Scheme ("the Scheme") established under the Deposit Guarantee Scheme Ordinance 1997 ("the Ordinance"). Payments under the Scheme are limited to 90% of a depositor's total deposits which qualify for compensation under the Ordinance subject to a maximum payment to any one depositor of £18,000 (or €20,000 if greater). Further details of the Scheme are available on request or can be found at www.gdgb.gi The Scheme does not apply to fiduciary deposits.
- The Banking Code
SG Hambros Bank Limited is committed to complying with the requirements of The Banking Code. This Code is a voluntary code, setting out the standards of good banking practice to be followed by banks, building societies and card issuers in their relations with personal and small business customers in the United Kingdom. SG Hambros Bank Limited is also covered by the Financial Ombudsman Service.
For details of charges which may apply to your account please contact your private banker or alternatively contact us via the 'Contact Us' section of this website. If you would like a copy of The Banking Code, please call The Code Compliance Officer on 020 7597 3031 and we will be happy to send one to you. The Codes are also available on-line at: www.bankingcode.org.uk.